Keep It Simple

A Core Principle of MTD Financial

Preparing for Retirement Made Simple

Trying to plan for retirement can seem complicated because there is so much information available. Knowing where money should be put safely can be confusing. Furthermore, there are different types of policies covering a wide range of products. This includes traditional IRAs, Roth IRAs, 401(k)s, 403(b)s, and so on. Preparing for retirement can seem overwhelming. 

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Preparing For Retirement Can Be Simple

No matter how many retirement options there are, retirement doesn't have to be complicated.

It is one thing to ride the highs and lows of the stock market during the accumulation phase. Once retired, however, it is quite different. It is possible to lose some money during market fluctuation. It is also possible to lose part of your retirement nest egg. As such, retirement is a time to protect your assets.

It is possible to simplify your retirement strategy process. There are some products that can offer greater protection than others, such as fixed index annuities (FIA) and indexed universal life insurance (IUL). Both offer guaranteed* lifetime income and reasonable rates of return**. One or two products could be enough to protect your principal and earn you a reasonable return**. 

Putting Retirement Into Simple Terms

As you near retirement, review your retirement policy carefully. Prepare yourself as much as possible for retirement. People struggle to understand where their money goes. You may also worry about how the market will affect your retirement. Making sure your retirement income is protected is key.

When preparing for retirement, you should consider the following factors:

  • What happens if the market drops? Will my money be safe?
  • Do my current accounts carry any risks?
  • What is my net worth?

Keeping Your Strategy Simple

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Are you looking to simplify the process of preparing for retirement?  MTD Financial strives to simplify preparing for retirement as much as possible. 

To help keep retirement simple, we offer informational seminars and insurance presentations with a gourmet meal at no obligation to you. Our experts can help you plan a safe retirement and achieve an acceptable return**. We also review our clients’ accounts and financial situations at our annual reviews. Contact us, register for one of our seminars, or meet with us in one of our offices in Illinois. We have offices in West Chester, Chicago, Hoffman Estates, Glenview, Schaumburg, St. Charles and, Skokie.

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