Wealth Management
Helping You Navigate a Changing Market
Investing is a Tricky Process
The stock market is constantly changing. While it’s impossible to eliminate risk entirely, conducting thorough research and making informed decisions can help mitigate potential setbacks. In our professional opinion, partnering with a financial advisor who takes an “active” approach to money management would be your best course of action. If you’re looking for a financial advisor in Illinois to guide you through this process, MTD Wealth Management may be just what you need.
Understanding Active Vs. Passive Money Management
There’s a big difference between “actively managed” investments and “passively managed” investments. Passively managed investments are typically left to track a market index without ongoing supervision or adjustments. While this strategy can be effective over longer periods of time, it may carry more risk for those approaching or in retirement, or when time horizons are shorter. Actively managed investments, on the other hand, are managed by a professional who offers ongoing advice and makes strategic adjustments with the goal of improving outcomes over time.
Each year, we meet with our clients to reassess their financial situation, evaluate the performance of their current investment strategy, and identify areas where improvements can be made. This consistent, proactive attention is a hallmark of our service and one of the things that sets us apart. If you’re on the lookout for a knowledgeable Illinois-based financial advisor, contact us today.
How can you be certain that your retirement strategy still aligns with your needs? Life changes and market volatility can disrupt your financial plan. That’s why we hold regular reviews—to help you adjust when necessary and stay aligned with your long-term goals. Some things we’ll discuss with you may include:
- Your asset allocation may need rebalancing
- Your diversification might not be as strong as you think
- Your financial priorities could have shifted over the past year
- Your life situation may have changed unexpectedly