Not appropriate for all individuals. Must be suitable for your financial situation. The premium bonus is credited only to the Protected Income Value (PIV). The contract must be held for at least 10 years and lifetime withdrawals taken between ages 60–100 to receive the PIV. The PIV is not available as a lump sum. Withdrawals are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax. Guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. For a limited time: 52% premium bonus rate ends June 15, 2026.
*Backed by the claims paying ability of the carrier.
**Fixed Index Annuity products can provide a reasonable rate of return over time.
By contacting Rachel Rautio WY License #650904/ CO License #928116/ NE License #17537755 / IL License #17537755 and MTD Financial, Inc. WY Insurance License #655388 / CO Insurance License #932520 / NE Insurance License #3004030938 / IL License #3000098844 you may be offered information regarding the purchase of insurance products including fixed index annuities.